Our team provides advice and consultancy services to a host of major clients spanning various industry sectors. Sime Lockton is one of Malaysia’s leading insurance broker handlings and managing Property & Casualty programs.

Sime Lockton has a defined business methodology in our approach to both Property & Casualty programs. In order to effect meaningful improvements in your program, each of the component costs of risk associated with the program are examined.

The experience gained over the years has helped us to provide our clients with valuable improvements to their total cost of risk.

Sime Lockton continues to invest in upgrading the skills and capabilities of the team to deliver creative solutions, seamless covers and outstanding service.

For any enquiries of our services, please contact:

As an extension of your Human Resources department, we work together with you to provide the following solutions and services:

• Establish goals and objectives with your management team.
• Market and analyse plan benefit costs EACH year to evaluate changes.
• Offer recommendations which would improve benefits or generate cost savings while ensuring your benefit program remains competitive.
• Train & develop staff members in employee benefits administration.
• Assist with updated information for your Intra-net communications.
• Educate employees in understanding the insurance benefits.
• Assist with claim issues and problems.
• Review summaries and plan benefits for accuracy and consistency.
• Work with insurance carriers and hold them accountable for their service.
• Benefits benchmarking
• Employee Assistance Program (EAP)
• Voluntary & Multiple Benefits scheme
• Flexi Benefits System with Actuarial Services (HR Consulting)
• Corporate Wellness Programs

Services We Offer
Sime Lockton provides employers access to competitive insurance markets for group medical insurance, term life, accident, outpatient, dental and disability insurance coverages.

What We Can Do For You
Employers choose Sime Lockton when they need an objective advisor that represents the employer, not the insurance company. At Sime Lockton, we believe Employee Benefits should be "client driven" rather than "product driven". Sime Lockton is a major broker of Employee Benefits insurance on behalf of its Group (Sime Darby globally). The experience and technical expertise gained in also managing many other major employers Employee Benefits insurance programme positions Sime Lockton as a major key player.

Free Review
It is always a good practice to regularly assess your employee benefits programme. We would like to offer you a complimentary, non-obligatory employee benefits review. This will provide you with valuable information and possible solutions to any problem areas. At the very least, we will confirm whether your current employee benefits are appropriate, relevant and how well they match your business and employee needs.

For any enquiries of our services, please contact:

We structure and place facultative covers in all classes into the local and international markets. We have strong networks worldwide particularly in United Kingdom. Our broking team will work to ensure that we obtain the best terms available for your requirements. We have extensive knowledge across all sectors of the reinsurance spectrum, from traditional proportional and excess of loss covers to stop loss and aggregate protection. Our highly experienced professionals are committed to quality service through a high level of personalised broking to which Sime Lockton has always attached great importance.

Marketing Strategy
We are able to directly access and control reinsurance placements and negotiate directly with the underwriters and retrocessionaires who will develop the pricing requirements for insurance programs and most importantly make decisions on the admissibility and quantum of insurance claims submitted. Sime Lockton works closely with our Risk Management team which conducts comprehensive site risk surveys to ensure that accurate risk profiles of our client’s business and exposure are communicated directly to the reinsurance underwriting market.

Market Security
Sime Lockton is able to draw upon its internal resources for expertise and advice on Alternative Risk Transfer structures and financial instruments, protecting local and international clients. It includes captive insurance companies and any Malaysian business through finite risk programs, multi-line multi-year policies, catastrophe bonds or insurance linked securitizations.

Claims Services
Sime Lockton’s reinsurance claims professionals work closely with you to evaluate, present and recover reinsurance claims. Our claims experts create innovative and flexible solutions to claims-related matters. We use the industry’s most advanced technologies to assemble and share critical claims data, easing the collection process and minimizing uncollectible balances.

For any enquiries of our services, please contact: